• Limitation of liability
  • Links to third-party sites
  • Applicable laws
  • No unlawful or prohibited use
  • No business relationship created by your use
  • Copyright


  • Information collection and use
  • Our commitment to children’s privacy
  • Access to, and control over your information
  • Data security
  • Cookies
  • Updates

Faggio Financial – Divorce-Finances.com Terms of use

Arbitration Problems Divorce Lawyer Annapolis MDThis Web site is offered by Faggio Financial, LLC (hereafter “Faggio Financial”) to you, the user, conditioned upon your acceptance without modification of the terms and conditions set forth herein. Your use of this Web site constitutes your agreement to all of the following terms and conditions.

Limitation of liability

Information provided on this Web site is provided “AS IS” without warranty of any kind, either express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, and non-infringement. Faggio Financial uses reasonable efforts to include accurate and timely information on this Web site and periodically updates the information without notice. However, Faggio Financial makes no warranties or representations as to the accuracy or completeness of such information, and Faggio Financial assumes no liability or responsibility for errors or omissions in the content of this Web site. Your use of this Web site is AT YOUR OWN RISK. Under no circumstances and under no legal theory shall Faggio Financial  be liable to you or any other person for any direct, indirect, special, incidental, exemplary, or consequential damages arising from your access to, or use of, this Web site.

Links to third-party sites

This Web site may contain links to Web sites operated by parties other than Faggio Financial. Such links are provided for your convenience and reference only. The linked sites are not under the control of Faggio Financial, and Faggio Financial is not responsible for the contents of any linked site or any link contained in a linked site. The inclusion of a link does not imply any association with their operators or any endorsement of the linked site by Faggio Financial.


Although Faggio Financial makes every reasonable effort to prevent viruses from entering and/or being propagated from our web site, including firewall protection and enterprise-level virus software, we cannot guarantee a virus-proof environment. Users of our Web site should protect themselves against viruses when using our Web site, as they would for any other Web sites.

Applicable laws

Faggio Financial controls this Web site from its headquarters in Columbia, Maryland, United States of America. It can be accessed from all fifty states as well as from countries around the world. While each of these places may have laws that differ from those of Maryland, you and Faggio Financial agree that the laws of the state of Maryland, without regard to the conflicts of laws and provisions thereof, shall apply to all matters relating to the use of this Web site. Faggio Financial makes no representation that the materials on this Web site conform to your local laws, and if you are accessing this Web site from a location outside Maryland, you alone are responsible for compliance with your local laws.

No unlawful or prohibited use

As a condition of your use of this Web site, you agree that you will not use this Web site or the information or software contained herein for any purpose that is unlawful or prohibited by these terms and conditions.

No business relationship created by your use

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Faggio Financial as a result of your use of this Web site.

If any provision of this Agreement shall be held illegal, invalid, or unenforceable, in whole or in part, such provision shall be modified to the minimum extent necessary to make it legal, valid, and enforceable-and the legality, validity and enforceability of all other provisions of this Agreement shall not be affected thereby.

Faggio Financial reserves the right to change these terms and conditions without notice at any time. Any and all rights not expressly granted herein are reserved by Faggio Financial.


All contents of the Divorce-finances.com web site are Copyright 2017 by Faggio Financial LLC, 10440 Little Patuxent Parkway, Columbia, Maryland 21044. All rights reserved. You may not reproduce copy or redistribute the design or layout of the Faggio Financial Web site or individual elements of the Web site design without the express written permission of Faggio Financial.


Faggio Financial is committed to ensuring your privacy. We value your trust and believe in building relationships by delivering the highest quality services. Any information you provide us will only be used in pursuit of those goals.

Information collection and use

When accessing our Web site, Faggio Financial will learn certain information about you during your visit. How we will handle information we learn about you depends upon what you do when visiting our site.

If you visit our site to read or download information on our pages, we collect and store only the following information about you:

  • The name of the domain from which you access the Internet;
  • The date and time you access our site; and
  • The Internet address of the website you used to link directly to our site.

This information is collected for statistical purposes. Faggio Financial uses software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas. Additionally, Faggio Financial uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

In order to request additional information or gain access to certain services/features of the Web site, you may be required to register personal information. If you identify yourself by registering with or providing feedback to Faggio Financial, then the information collected will be used to:

  • respond to your inquiry;
  • administer services or features;
  • help us create and present Web site content most relevant to you; and
  • alert you to announcements, information, and offers from Faggio Financial.

This information will not be sold or otherwise transferred to unaffiliated third parties without your approval at the time of collection. 

Access to, and control over your information

If you have any questions about your personal information, this privacy statement, the practices of this site, or your dealings with Faggio Financial, contact Faggio Financial at 410-988-7333 or via electronic mail at john@divorce-finances.com.

Data security

Faggio Financial is committed to taking reasonable steps to protect the individual identifying information that you provide to us online.


Some pages on this site may use “cookies,” which are small files that the site places on your hard drive for identification purposes. These files may be used for site registration and customization the next time you visit us. You should note that cookies cannot read data off of your hard drive. Your Web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. By not accepting cookies, some pages may not fully function and you may not be able to access certain information on this site.


Faggio Financial reserves the right to change, modify or update this statement at any time without notice. Faggio Financial is not responsible for the content or the privacy polices of Web sites to which it may provide links or the Web sites of its advertisers
Copyright © 2018 Faggio Financial LLC. All rights reserved

The information on this web site does not constitute legal advice and is provided for general information purposes only. You are urged to consult legal counsel concerning any specific question, situation or legal issue you may have.